# AI & Things > AI & Things (https://aiandthings.tech) is a practical AI studio and engineering lab founded by Jasim Kareem, based in Basrah, Iraq. We architect autonomous AI agent systems, enterprise workflow automation, localized payment gateways, and publish deep analytical essays on philosophy of mind, cognitive science, and macroeconomics. ## Core Capabilities & Services - **Autonomous Agent Architectures**: Deterministic orchestration, memory systems, tool routing, and human-in-the-loop governance. - **Enterprise Messaging & Payments**: Resilient messaging infrastructure (e.g. SumerSend) with localized Middle East payment rails and HMAC cryptographic authentication. - **Financial Controls for Agents**: Real-time spending limits, API budget guardrails, and cryptographic approval layers (e.g. Agmoney, Bank of Agents). - **Engineering Academy & Community**: Empowering engineering talent and modern software builders (e.g. EMAC). - **Content Operations & Analytical Publications**: High-density analytical essays exploring philosophy, psychology, neuroscience, and macroeconomics through "مقالات للعقول الحرة" (Articles for Free Minds). ## Studio Platforms & Products - [SumerSend](https://sumersend.aiandthings.tech/): Unified organizational messaging and localized payment gateway infrastructure with HMAC signature security and BullMQ task queues. - [EMAC Engineering](https://emac.space/): Iraq's premier engineering academy and community ecosystem connecting graduates to practical bootcamps and career pathways. - [Agmoney](https://agmoney.aiandthings.tech/): A financial control layer between autonomous agents and model APIs, featuring live budget caps on Cloudflare Workers. - [Bank of Agents](https://bank.aiandthings.tech/): Smart agent wallets with spend rules, balance constraints, and human approval before execution. - [Sufrah](https://sufrah.aiandthings.tech/): A digital marketplace connecting restaurants, drivers, and customers through regional payment rails. ## Analytical Publications & Essays - [The 2028 Global Intelligence Crisis](https://aiandthings.tech/articles/global-intelligence-crisis-2028): A prospective macroeconomic simulation exploring the intelligence displacement spiral, collapsing white-collar consumption, and private credit/mortgage vulnerabilities. Written by Citrini Research & LOTUS. - [Architecting Autonomous AI Agents](https://aiandthings.tech/articles/autonomous-ai-agents-architecture): Architectural blueprints for deterministic workflows, short/long-term memory, MCP protocol integration, and budget guardrails. - [Philosophy of Intelligence and Free Minds](https://aiandthings.tech/articles/philosophy-of-intelligence-and-free-minds): Epistemological exploration of consciousness, synthetic cognition, and human agency in the age of artificial intelligence. - [Agentic Workflows in Production](https://aiandthings.tech/articles/agentic-workflows-production): Engineering patterns for state persistence, error recovery, LLM evaluation, and cost-efficient orchestration. - [Human Cognition in the AI Era](https://aiandthings.tech/articles/human-cognition-ai-era): Cognitive science perspective on human-AI co-evolution, mental model offloading, and intellectual autonomy. ## Founder & Publication Context - **Founder**: Jasim Kareem (Author of "مقالات للعقول الحرة" / Articles for Free Minds). - **Substack Publication**: https://prudctual.substack.com/ - **Official Telegram**: https://t.me/aiandthings - **Instagram**: https://instagram.com/ai.andthings - **Facebook**: https://www.facebook.com/profile.php?id=61593465915377 - **Contact**: admin@aiandthings.tech ## Full Documentation - [Full LLM Knowledge Base](https://aiandthings.tech/llms-full.txt): Complete text of all published essays, architectural standards, and studio documentation for AI indexing and citation.